Financing for Energy Efficient Home Improvements

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Making energy efficiency improvements to your home is an investment, but you don’t have to pay for it all at once. Financing your home upgrade with a loan reduces what you have to pay upfront and allows you to spread your payments out over time.

Sustainergy Cooperative offers flexible financing options for energy efficiency home improvements like attic insulation, air sealing, crawl space services, and more. We believe everyone deserves a healthy, comfortable, and energy efficient home and are here to help you find a financing solution that works for you.

Start with Incentives

Insulation and other energy efficiency home improvements are eligible for incentives that can significantly reduce your upfront costs. While deciding how to finance your project, make sure you consider the incentives available. Insulation and air sealing qualify for a 30% federal tax credit, up to $2,000!

Learn more about insulation and energy incentives.

Kemba Credit Union: A Trusted Financial Partner

Sustainergy Cooperative partners with trusted financial institutions to provide the best financing options for insulation and other energy efficiency improvements. We are pleased to offer energy efficiency financing through Kemba Credit Union. The approval process is easy and the terms are simple: 0% interest for 24 months, and no pre-payment penalty!

24-month introductory period with no interest*
No back interest charges
9.90% APR after introductory period*

*APR=Annual Percentage Rate. With approved credit. Up to 24 months no interest option with Regular Minimum Payments required. Terms expire to regular account terms at the end of the introductory period based on new principal balance and rate of 9.90% transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%.

There are many ways to finance a home improvement project, and there is no one-size-fits-all approach. We will help you select the best option for your project based on your specific needs and budget. Some of the most popular ways to finance an insulation upgrade include: